Valid for 12 months (13 months if purchased in December).
If your certificate is lost, stolen or destroyed a replacement can be provided for a £5.00 charge.
Certificates cannot be refunded or exchanged for cash or other denominated certificates .
If an intended purchase is for a higher amount than the face value of the certificate(s), the difference can be made up with a credit/debit card payment. If it is less, then change can not be given.
Certificates cannot be sold to any third parties without our consent. If we do give our consent then such consent may be subject to any conditions which we impose. In any event you may not sell the certificates through the internet without our express written consent, which you must obtain before making any such sale. We reserve the right at all times to refuse to permit any sale of certificates by you to a third party.